Charlotte, North Carolina, gives such all kinds of mortgage lenders that it may be exhausting to select one. NerdWallet evaluated Charlotte’s main mortgage firms in varied classes that can assist you resolve.
Whether or not you’re shopping for a bungalow in Dilworth or refinancing a apartment in Uptown, these nationwide and native lenders are a stable place to start out.
» MORE: Study North Carolina first-time dwelling purchaser packages
NerdWallet’s finest Charlotte mortgage lenders
Native mortgage lenders in Charlotte
These mortgage lenders are primarily based in or close to Charlotte and are among the many metro space’s most lively mortgage suppliers. They haven’t been reviewed by NerdWallet.
Homegrown lender that now has a nationwide presence.
Cellular app allows you to begin your utility and sync financial institution statements and tax software program, decreasing paperwork.
Goals to ship a mortgage resolution inside six hours.
Affords low-down-payment, jumbo, FHA, VA and USDA mortgages, plus apartment loans as much as $three million.
Allen Tate Mortgage
One among Charlotte’s best-known manufacturers for homebuying and refinancing.
Permits you to monitor mortgage standing on-line, plus get e mail notifications of milestones comparable to receipt of appraisal.
“Second Look” program encourages rate-shopping from individuals who have been preapproved by competing lenders; posts mortgage charges on its web site.
Affords 15- and 30-year fixed-rate mortgages and 5/1 ARMs in addition to jumbo, FHA, VA and USDA loans.
Sharonview Federal Credit score Union
No lender charges for utility, processing or documentation for many loans.
Extra-personalized mortgage charges can be found on the positioning with no registration required.
Mounted-rate loans with phrases from 30 to 10 years, plus 5/1 and 5/5 ARMs, and attainable 100% financing.
Schedule a callback from a mortgage officer inside four-hour home windows.
Debtors should meet membership eligibility necessities.
Cardinal Monetary Firm
Affords typical, jumbo, FHA, VA and USDA loans.
Get a standard mortgage with a down cost as little as three%.
Jumbo loans can be found for as much as $three million.
Finest Charlotte mortgage lenders: Abstract
Extra from NerdWallet
NerdWallet’s collection of mortgage lenders for inclusion right here was made primarily based on our analysis of the services that lenders provide to shoppers who’re actively searching for the most effective mortgage. The six key areas we evaluated embody the mortgage varieties and mortgage merchandise provided, on-line capabilities, on-line mortgage fee data, customer support and the variety of complaints filed with the Client Monetary Safety Bureau as a share of loans issued. We additionally awarded lenders as much as one bonus star for a novel program or borrower focus that set them aside from different lenders. To make sure consistency, our scores are reviewed by a number of folks on the NerdWallet Mortgages workforce.